NounPlural credit scores credit score (plural credit scores)
From Wiktionary under the GNU Free Documentation License. A credit score is a numerical expression based on a statistical analysis of a person's credit files, to represent the creditworthiness of that person. A credit score is primarily based on credit report information, typically sourced from credit bureaus. Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a loan, at what interest rate, and what credit limits. The use of credit or identity scoring prior to authorizing access or granting credit is an implementation of a trusted system. Credit scoring is not limited to banks. Other organizations, such as mobile phone companies, insurance companies, employers, landlords, and government departments employ the same techniques. Credit scoring also has a lot of overlap with data mining, which uses many similar techniques. From Wikipedia under the
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Buffalo News Eligibility will depend on a credit score review. Often what happens is the student applies for the loan and the parents co-sign, meaning it's really the ... and more » Identity theft still top complaint to FTC
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Subprime Blogger (blog) By improving your credit score you could receive better offers for credit cards and personal loans. If you have an attractive credit score , with a score ... Hunting for Bad Credit Loans Can be a Chore Credit Loan (blog) all 5 news articles » From Google News Search: "credit score" What does my credit score have to be in order to finance a car? Q. I have recently paid off everything on my credit report. My credit score is slowly creeping up. I, like a lot of people, screwed up my credit when I was younger and am paying for it now. My Scores range from 579 - 618. Can someone give me some feedback please? Asked by Michael - Tue Jan 5 17:43:46 2010 - - 4 Answers - 0 Comments A. Financed cars is more expensive to insurance cause it requires full coverage. You can compare how much you would pay for full coverage of this car using this tool - carinsurance.yoll.net Answered by Jimmy - Wed Jan 6 17:47:24 2010 What is a good credit score and how to improve it? Q. Sorry, multiple part question: What is the highest credit score possible and what is the lowest possible? What can you do to improve it? And the myth that using your ATM Debit card as credit can actually improve your credit score, is it true? Asked by janett - Fri Oct 9 11:26:15 2009 - - 1 Answers - 0 Comments A. Using your debit card as credit versus ATM does nothing for you. I don't know the lowest score but 850 is the highest. The average american has a score of 675-700. Anything over 700 and you are in very shape, the top 20%. if you are looking for the free credit score and report usa national site, check out this site Here you can see your 3-in-1 Report from all three credit reporting agencies and your credit score. Answered by mariann - Fri Oct 9 17:12:39 2009 What happens to my credit score if I get married?
Q. I'm in my late 20's and my soon to be husband is in his early thirties. I have credit card debt, but I'm working on it. I have a couple bank accounts. I also have a really good credit score. My soon to be husband filed for bankruptcy a couple years ago after he got divorced to avoid paying for bills his wife wasn't paying. He doesn't have a credit card. He does have a bank account. I have no idea what his credit score is. Will my credit score be affected when we get married? Should we share a bank account when we get married? Note: His wife bought things and then didn't pay for the bills for them. They were items she bought and used when they were separated. He didn't see or use them. When she didn't pay for them the creditors came after… [cont.] Asked by methodistbambina - Tue Dec 19 15:24:04 2006 - - 14 Answers - 0 Comments A. Nothing When I married my wife she had and still has 12000 dollars in unpaid debt. Her creditors can't touch me because none of it is in my name and none of my property is in her name Answered by me2 - Wed Dec 27 15:21:16 2006 From Yahoo Answer Search: "credit score" From Wikiquote under the GNU Free Documentation License. |






